Stop Following Up. Start Recovering.
Why is your hard-earned capital sitting in someone else’s bank account? Every unpaid invoice suffocates your cash flow. A Demand & Recovery Notice shifts the conversation from reminders to consequences backed by Indian law. It formally declares the debt, sets a strict payment deadline, and signals that the friendly phase is over.
What is a Demand & Recovery Notice?
A Demand & Recovery Notice is a formal legal communication sent to recover outstanding payments, unpaid invoices, bounced cheques, defaulted loans, unpaid salaries, or rent arrears. It specifies the exact amount due (principal, interest, and costs) and provides a final opportunity to settle before court or insolvency action. In many cases, it is a mandatory pre-litigation step.
Why This Works
- Faster Liquidity: Pushes your dues to the top of the debtor’s priority list.
- Legal Pre‑Requisite: Required before recovery suits, cheque bounce cases, or IBC actions.
- Low‑Cost Recovery: High‑pressure legal drafting often resolves matters without litigation.
Who Can Use This Service?
- Businesses, MSMEs, and service providers with overdue invoices
- Individuals with unpaid personal or business loans
- Victims of cheque dishonor (with bank return memo)
- Employees seeking unpaid salary or F&F dues
- Landlords recovering rent or maintenance arrears
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If you have enforceable documents and repeated follow‑ups have failed, this service is for you.
Documents Required
- Unpaid invoices, purchase orders, or signed agreements
- Ledger statements and bank records
- Dishonored cheque and Bank Return Memo (if applicable)
- Emails/WhatsApp acknowledgments of debt
- Loan agreements or promissory notes
Common Use Cases
- MSMEs chasing long‑pending client payments
- Cheque bounce recovery under Section 138
- Salary and exit settlement recovery
- Rent defaults by tenants
- Loan recovery from individuals or firms
Our Recovery Process
- Cause of Action Review: Verify that the debt is due, payable, and within limitation.
- Statutory Drafting: Issue notices under the correct law (NI Act, CPC Order 37, IBC, etc.).
- Exact Calculations: Principal, contractual interest, penalties, and legal costs.
- Proof of Service: Dispatch via Registered Post AD to secure legal evidence.
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This approach maximizes compliance and prepares your case for swift escalation if required.
Important Timelines to Know
- Cheque Bounce (Sec. 138 NI Act): Notice must be sent within 30 days of the bank return memo.
- Limitation: Most debts are recoverable within 3 years from the due date.
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Accuracy Matters: Incorrect amounts or weak documentation can delay or weaken recovery.
FAQSÂ
Q: Is a notice mandatory for cheque bounce cases?
A: Yes. Without a notice within 30 days, a Section 138 case fails.
Q: Can I claim interest and legal costs?
A: Yes, as per contract and prevailing law.
Q: What if there’s no written contract?
A: Invoices, emails, and WhatsApp acknowledgments can establish liability.
Q: Does this work against large companies?
A: Yes. It’s often required before initiating insolvency proceedings.
Q: Is there a minimum amount?
A: No minimum—legal pressure often resolves even small dues quickly.
Take Action
Stop chasing. Start recovering with law on your side. Rebizco drafts precise, enforceable Demand & Recovery Notices that convert silence into settlements and prepare you for decisive legal action.
